Insurance & Billing
More Treatment Options May Be Within Reach
Understand Your Financial Responsibility
At Arctic Eagle Wellness, we believe quality mental health care should be accessible and stress-free. We work with most major insurance providers and are happy to verify your benefits before your first appointment, helping you understand your coverage and any potential out-of-pocket costs.
Copay
A copay is a fixed amount you pay for each appointment. Your insurance company determines this amount based on your individual plan.
Deductible
A deductible is the amount you must pay for covered healthcare services before your insurance begins sharing the cost. If your deductible has not yet been met, you may be responsible for the full cost of your visit until it is satisfied.
Co-Insurance
Coinsurance is your share of the cost of a covered service after your deductible has been met. For example, if your insurance covers 80% of the visit, you would be responsible for the remaining 20%.
Insurance Verification
As a courtesy, our staff will verify your insurance benefits before your appointment whenever possible. While we strive to provide accurate information, insurance verification is not a guarantee of payment or coverage. Final responsibility for understanding your benefits and any patient balance remains with you and your insurance provider.
Payment
Copays, coinsurance, deductibles, and any outstanding balances are due at the time of service unless other arrangements have been made.We accept a variety of payment methods for your convenience.
Don’t see your insurance listed?
Please contact our office. Our team is happy to verify your benefits, answer your insurance questions, and discuss available payment options. We’re here to help make the process as simple and straightforward as possible.